Stablecoin payments for global businesses
Cross-border payments that move as fast as
Global by default, verifiable by design.
Businesses rely on Sphere to move dollars across borders at scale and settle in under 30 minutes in over 160 markets.
Developer Toolkit
Lightweight REST APIs & SDKs add global payment on/off-ramps, all without heavy engineering
Dashboard
Self-serve portal to send, receive, and manage global payments, no code required
Private Desk
Personalized support for strategic OTC transfers with optimized FX pricing and routing strategies
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Embedded Ramp
20 lines of Javascript to let your end users buy or sell stablecoins using fiat rails
Industry leaders unlock
growth with Sphere
With near instant global settlement, our partners streamline operations, optimize liquidity, and improve margins.
Built for your business
Learn how SpherePay supports cross-border payments and treasury movement for businesses operating at scale.
Importers & Exporters
Settle cross-border invoices faster and eliminate FX exposure in trade corridors.
PSPs, Marketplaces & Payroll Platforms
Scale pay-ins and payouts at volume through a unified money movement layer.
Emerging Markets
Give customers dollar access where banking infrastructure falls short.
Exchanges & Brokers
Manage treasury, optimize liquidity, and move capital across venues in real time.
Neobanks & Wallets
Offer your users USD accounts, on/off-ramps, and cross-border transfers — all through Sphere.
Core use cases
Four core workflows that define how businesses use SpherePay to move money globally.
Dollar access
Enable businesses and consumers in emerging markets to hold, save, and transact in USD without a US bank account.
- Reach LATAM, Africa, and APAC without correspondent banking
- Convert local currency ↔ USD at near-market rates
- Spend or transfer via local rails
Cross-border payments
Send and receive payments across borders with same-day settlement, lower fees, and full traceability via stablecoin rails.
- Settle invoices and supplier payments in minutes
- Cut correspondent fees and delays
- On-chain traceability for compliance + reconciliation
Treasury and liquidity
Rebalance working capital, reduce idle cash, and move USD between entities and accounts faster than legacy rails.
- Convert fiat → stablecoins for treasury and deployment
- Move funds between entities and accounts in real time
- Eliminate prefunding and trapped capital
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On/off-Ramp
Build conversions directly into your product, letting end-users buy or sell digital dollars with a unified API.
- Unified API lets institutions get up and running in days, not months.
- Power wallets, neobanks, and exchanges
- Compliance-first design with KYC/AML built in
Sphere FAQ
Everything you need to know about the product and billing. Can’t find the answer you’re looking for? Please chat to our friendly team.
Can I pay suppliers who don't use Sphere?
Yes. Sphere delivers payments directly to your supplier's bank account in their local currency. They don't need a Sphere account or any crypto knowledge.
What trade corridors do you support?
Sphere operates across LATAM, Africa, APAC, and MENA corridors with direct banking relationships. Contact sales for the full corridor list.
How does this integrate with our ERP?
Sphere provides REST APIs and exportable transaction data that integrate with standard ERP and accounting workflows. You can automate payment initiation and reconciliation through the API.
Is there a minimum transaction size?
Sphere is built for B2B payments and works best with commercial-scale transactions. Contact sales to discuss your volume and get specific pricing.
What about compliance documentation?
Every transaction includes a full audit trail with timestamps, FX rates, and settlement confirmations. Sphere handles KYC/AML compliance and provides exportable records for your finance and compliance teams.
New York Atlantics Presented By Sphere: Connecting Culture & Markets
Sphere Labs is the new presenting partner of the NY Atlantics professional padel team. Here's why a cross-border payments company is betting on one of the world's fastest-growing sports.
At the Wyoming Stable Token Commission
Luciana Miranda and Gbenga Omosuyi traveled to Cheyenne to engage directly with policymakers shaping responsible stablecoin innovation in the U.S.